Identifying the best personal finance software for you based on which platform you use the most (desktop, online, Mac, iPhone, Android, BlackBerry, etc.) can be a daunting undertaking, especially due to the hundreds of budgeting, personal finance, money management, and savings software sectors. The best free personal finance software 2018. Save even more money with our pick of the best free office software; See more Software news. Tech deals, prizes and latest news.

• Best Personal Finance Software 2018 Online For Mac Free
• Best Free Personal Finance Software 2018
• Best Personal Finance Software 2018 Online For Mac Australia

Mint

Why we chose it

Account setup

If you’re totally new to money management, Mint is the way to go. The simplicity starts with account setup. Mint links all of your accounts with the same bank in one fell swoop, so it only takes a minute to get rolling. Then it pulls two months’ worth of transaction history and begins categorizing.

Transaction sorting

Intuit’s products (the other being Quicken) nail down transactions better than any other software we looked at. They even break down subcategories (think: “Fast Food” instead of “Restaurants”), making it easy to visualize and categorize your monthly spending.

Mint (left) labels every transaction clearly, while Personal Capital (right) uses general categories.

Visualizes spending

Mint uses a unique pie chart system to show you how your income and expenses break down, and it allows you to adjust these charts to show spending for specific categories, accounts, or time periods. This is a level of financial visibility we didn’t see anywhere else. It gives you deep insight into your own habits so you can check in and make adjustments if need be.

Mint automatically visualizes your spending habits, so you can see where your money’s going at a glance.

Budgets feature

Mint allows you to create budgets for a number of categories. Start with the preset budgets, like 'Restaurants' and 'Transportation,' or create as many custom categories as you like. After doing so, the software will automatically fill them in. We did notice that Mint isn’t as smart about labeling budgets as it is with transactions (it slotted a bus pass into “Education,” for example), but after a little tinkering, it’s great for automatically tracking your spending. Guitar pro 7 for mac os 2018.

With your budgets and savings goals shown in bar graphs like the one above, it’s easy to log in and make on-the-spot financial decisions. For instance, you can pull out your phone at the grocery store, look at your grocery budget, and decide whether to splurge on the $25 rosé or stick to the $10 bottle (without doing any frantic mental math).

Mint shows your budgets clearly, so you can check in and see how you’re doing at a glance.

Best Personal Finance Software 2018 Online For Mac Free

Points to consider

Best Free Personal Finance Software 2018

Banner ads

Best Personal Finance Software 2018 Online For Mac Australia

We love that Mint is a free personal finance app — but that does mean putting up with banner ads. They’re not overwhelming, but you will have to scroll through some full-screen credit card and loan offers. If you’re looking for a more streamlined experience, we recommend checking out Quicken.